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GuidesLoyaltyPaid memberships

Paid memberships

A paid membership is a recurring subscription that unlocks loyalty perks the moment a customer enrols — without waiting to earn into a tier. It sits alongside your free tier ladder, not instead of it. Paid memberships extend the Active Loyalty product; the loyalty engine itself can be activated brand-wide or per-outlet from the Connected Products activation matrix.

Go to Create → Loyalty → Memberships → Paid memberships to configure.

Free tiers vs paid memberships

Free tierPaid membership
How customers joinAutomatic, based on points or spendRecurring purchase
What they unlockMultipliers and exclusive rewardsSame — plus tier protection and instant access
Tier protectionDrops if points expire / spend dropsHeld as long as the membership is active
RenewalImplicit (keep spending)Explicit (paid charge)

Customers can be in both at the same time: a free Gold tier earner who is also a paid Plus member.

Configuring a membership

Basics

FieldNotes
NameWhat customers see — e.g. “VIP Club”, “Plus”, “Insider”
DescriptionOne-line value prop shown on the Members page
Monthly priceCharged on join-date anniversary each month
Yearly priceOptional — usually discounted vs 12× monthly
CurrencyPer-workspace (INR, USD, etc.)

Trial period

Optional. If enabled:

  • Trial length — days (e.g. 14)
  • Trial requires payment method — yes/no. Recommended: yes (drops drop-off-at-renewal)
  • Cancel during trial — auto-allowed, no charge

A trial counts against the per-customer cap (default: one trial per lifetime).

Perks

Pick from:

  • Earning multiplier — e.g. 2× points on every order
  • Exclusive rewards — tag specific rewards as members-only
  • Tier protection — member’s free tier doesn’t drop even if points expire
  • Free delivery / shipping — auto-applied at checkout
  • Early access window — N hours of access to new products before non-members
  • Member events — tag campaigns + segments that include only members

You can stack perks; the page renders all of them on the Members page.

Cancellation policy

Choose what happens when a customer cancels:

  • Immediate — perks end the moment the cancellation is confirmed
  • End of billing period (default) — perks remain until the period they paid for ends

Payment processor

Active Reach charges memberships via Cashfree by default; PayU and Razorpay can serve as fallbacks. See Cashfree integration.

Tier protection

When tier protection is enabled and a paid member’s free-tier points balance drops below the tier floor:

  • The customer stays in their current free tier as long as the membership is active
  • A status note appears on their Members page explaining why
  • When the membership ends (cancellation + period end, or charge failure), the next tier-recompute job moves them to the tier their points actually qualify for

This is configured per-membership — different memberships can protect different tiers (e.g. Plus protects Silver, VIP protects Gold).

Trial expiry handling

When a trial ends, Active Reach attempts the first paid charge automatically. If the charge fails:

DayAction
0 (charge failure)Customer notified via their preferred channel with a link to update payment method
1Retry charge
3Retry charge + second notification
7Final retry + membership lapses if still failing

Configurable at Memberships → Settings → Trial dunning. After lapse, the customer can re-enrol but isn’t eligible for another trial.

Renewal dunning

The same retry pattern applies to renewals. A renewal failure does not immediately end the membership — the customer keeps perks during the 7-day dunning window so a single card-on-file issue doesn’t punish them.

Membership reporting

The loyalty dashboard shows:

  • Active members — count and trend
  • MRR / ARR — recurring revenue
  • Churn — cancellations and lapses
  • Trial → paid conversion — what % of trialists convert
  • Perk utilisation — which perks are actually getting used

These also surface on the org-level finance dashboard.

What’s next